Borrow money with MooreCredit >> Answer immediately >> Money today

MooreCredit can be used more and more places to make a secure verification of who you are. You probably already use MooreCredit to log in to the bank and to read mail from the public. If we did not have MooreCredit, then we should either use a much less secure solution, or we should physically send documents by mail. Now we can sign with MooreCredit, and we can log in with MooreCredit in a safe way.

Mortgage companies now accept MooreCredit

Now you can also use MooreCredit when you need to borrow money, as several loan companies have the option of MooreCredit verification. This ensures an easier application and a faster runtime, as you can sign with MooreCredit. This avoids having to send papers by mail or spending time scanning the documents that you have to sign to make a loan. At the same time, it’s a sure method so you do not risk your data falling into the wrong hands.

Borrow money

As you can read in the article above, almost all loan providers today offer approval of the loan via MooreCredit. You can see in the list in the previous section which loan providers are. For this reason, it will often make sense to look at what kind of loan you need. Here you will find an overview of the different types of loans in Denmark.

We will try to review the most popular types of loans that are searched for on the Loan Fund.

Consumer

Here you can find our total overview of consumer loans in Denmark. Do you know how much you need to borrow, and how long will we recommend our loan calculator. Here you enter loan amount and maturity through 2 sliders and can instantly see which providers are the cheapest.

Free loan

There are several providers of microloans that offer free loans. It may sound good to be true, but it is not. It is completely interest and free of charge, and thus completely free. However, there is a natural limit for the free loan, as you can only borrow for free once with each provider. All future loans cost the normal price.

Loans despite RKI

It is not possible to get a loan in Denmark when registered in the RKI register. The best solution is to get out of debt and then be deleted in RKI registered.

The RKI registry is only available in Denmark, but similar solutions exist in other countries. If you are registered in the RKI register in Denmark, there are many who are looking at neighboring Sweden. Here you can often not borrow if you are registered with the Kronofogden (corresponding to RKI in Denmark). But there are Swedish providers who just offer loans despite RKI. If you are affiliated with Sweden and therefore can borrow on Swedish terms, this may be a place to look for loans. However, we always recommend that you pay off your debts, so the RKI registered will not be a problem at all.

Quick loans

If you want to borrow money today , it is absolutely possible as more providers offer payment on the same day- click to read more.

Interest-free loan

There are no longer any opportunities for interest-free loans in Denmark. However, that is not impossible.

New loans in Denmark

Here you can find new loans. These are startup lenders or new loans created by existing providers. For example, Leasy regularly creates new loans to keep track of developments in the loan market.

credit loan

Credit Loans is a loan where you only borrow exactly the amount you need here and now. This may be a cash credit, where you can raise the exact amount of money you need, which may be a credit card, where you borrow the amount that you have paid with the card or there may be online stores where you pay by installment.

Borrow money online

In the above section, we have described the loan options in Denmark that our users are looking for the most. These are all loans that you can apply for online. However, we have described even more options for loans. In our article about loan types, you will find the inputs of our many other sections about different types of loans. 

The coming into force of the law Sapin 2: a step forward for the termination of mortgage insurance

 

Image result for mortgage insurance On 1 January 2018 will mark the borrower the insurance market a major turning point.

As of 2018 and with the entry into force of the Bourquin amendment, it will be possible to change each year of loan insurance.

 

Bourquin amendment and Sapin 2 law: a delayed entry into force?

This amendment, which complements the Lagarde and Hamon laws, is not in favor of banks, but rather in favor of borrowers. This opening of competition should allow households to save more easily and at the same time reduce the current virtual monopoly of banks on this product. Indeed, a delegation of insurance can represent up to 10 000 € of savings.

However, the banks, via the FBF (French Banking Federation) decided to seize last July the Council of State, which instructed the Constitutional Council to work on the subject and say whether or not the opening of the market respects the constitution.

State Council Constitutional Council One of the arguments put forward by banks is that people wishing to insure will choose only individual contracts.

The principle of group contracts is that people in good health and / or young people pay more to help sick and / or elderly people to benefit from loan insurance.

Marie-Anne Barbat-Layani, who is at the helm of the French Banking Federation, explained in Les Echos : “the group contracts will have their economy totally upset, the banks-insurers will be gradually led to differentiate the tariffs more and inevitably these will increase.

The banks therefore want to stay in the situation that allows since 2014, via the Hamon law, to terminate only the first year.

On its website, the UFC Que Choisir announces that it has made observations to the Conseil Constitutionnel to defend the Sapin 2 law. Its President Alain Bazot explains: “Concerned to promote the general interest of allowing the consumers borrowers of power to compete in a sclerotic market (…), the UFC-Que Choisir intervened before the Constitutional Council to formulate a series of observations in support of this major breakthrough “.

Also according to the UFC, if the Constitutional Council validates, nearly 8 million households will effectively from 1 January 2018 to enjoy substantial savings … To be continued.

Will this decision of the banks to seize the Council of State delay the beginning of the application of the law Sapin 2? Answers in a few weeks.

 

Termination of borrower insurance for real estate credit: state of play

Now let’s have a look back at the different developments in the laws related to loan insurance.

We offer the summary below:

  1. September 2010: the Lagarde law . This law allows anyone who subscribes to a loan to choose insurance freely, so competition can take place. It is no longer obligatory to take out insurance from your lending institution. However, it is mandatory that the new insurance contract provide minimum guarantees required by the bank.

 

  1. July 26, 2014: the Hamon law . Possibility of breaking his home loan insurance contract during the first 12 months of the contract.

Some additional information for the Hamon law:

  • 15 days notice.
  • The bank has 10 days to give an answer after receiving the request by mail with acknowledgment of receipt. In the event of non-respect of the deadlines, she is exposed to a fine of 3 000 €.
  • As with the Lagarde law, the new insurance must provide minimum guarantees. To ensure that this condition is met, borrowers can compare the offers themselves or use a specialized broker .

 

  1. Loi Sapin 2 or Bourquin amendment : it will be possible to terminate the borrower’s insurance beyond the first year on each anniversary date. Example: a contract signed on February 24, 2016 will be terminable every February 24.

To take advantage of this new opportunity, it will still be vigilant and predicting. Indeed, it will be necessary to make his request with his current insurance by letter with acknowledgment of receipt 2 months before the anniversary date. The current insurance can not refuse this change subject, as in the Hamon law, that the new contract provides minimum guarantees.

In fact, the law is in force since its publication on February 22, 2017 applies to contracts signed after that date. However, the contracts in this case can already rely on the Hamon law during the first year. From 1 January 2018, absolutely all contracts will benefit from “the amendment Bourquin.”

What is the role of a broker?

March 27, 2018 by Antoine Renaudineau

Image result for role of broker

A broker is an interlocutor between a bank intermediary or an insurance company and an individual who mandates him to support him throughout the file.

 

At Crédit Immobilier Direct we have 3 areas of activity:

Being accompanied by a broker can help you better understand some complicated transactions but also to have an outside opinion.

Your broker has no interest in favoring one organization over another. He will guide you by explaining in detail the advantages and disadvantages of each of the solutions he has selected.

Your personal advisor will also save you time and help you build a complete file, help you write some parts if needed.

A good record will promote the negotiations and allow to obtain the best possible conditions for your project. Your representative is here to help you and negotiate with the different actors for you.

 

The Direct Real Estate Credit process

At Crédit Immobilier Direct the approach is as follows:

Totally free and without obligation you can fill in a form to be contacted by our teams.

Then you will be able to start to talk with a telecontractor so that he can better understand your situation and make a first diagnosis.

Thereafter, he will initiate procedures with the various banking or insurance organizations. Before each of these operations, you will give your consent.

Calling a broker does not mean losing control! Our teams advise you, accompany you but they do not decide for you.

 

Real Estate Credit:

A real estate project, whether it is the first one or not, is often a significant burden for homes.

That’s why financing at the best rate is very important.

Upon filing your application online on our site, one of our specialists in real estate credit will contact you to understand your expectations.

Then we will be there to advise the feasibility study, looking for the best offer among French banks until signing in a bank branch near you.

Before you even complete the online form, you can find answers to your questions in our mortgage guide on our website .

From the beginning to the end of the project your interlocutor will be the same. You can ask him your questions and questions.

Our expert in real estate credit advises you but does not take the final decision for you, you remain free in your decisions.

In addition to real estate loans, we can also accompany you to renegotiate your loan. As for a new project the first step is to fill out the online form .

 

Grouping of credits:

There are several situations that may make you want to do a pool of credits:

 

  • You have too many credits in progress, a purchase of credits will then allow you to regain purchasing power.
  • You are in a rather stable and comfortable financial situation but you have credits in progress (a car, a housing …), a purchase of credits will allow you to decrease your monthly payments and thus to realize other projects (financing of the studies of your children, travel …)

 

If you would like to be accompanied by the Crédit Immobilier Direct experts in your loan consolidation process, the first step is to fill out our online form according to your current situation:

  • If you are a renter the form is here.
  • If you are the owner the form is here.

It does not engage you in anything and is totally free.

In the following 24 hours we will come back to you by phone to have a first contact with your personal adviser.

He will help you establish your file by specifying the different parts to provide.

During this first interview do not hesitate to ask all your questions and provide additional information so that he can have all the information on your needs and projects.

We negotiate for you with banks specializing in credit redemption. We put them in competition to get you the best conditions.

Image result for role of broker

Loan Insurance:

The borrower insurance or insurance of mortgage loan, assures your credit in case you would not be able to refund it. This insurance is mandatory.

When you subscribe to a home loan two possibilities:

  • Choose the insurance of your bank, called group insurance,
  • Find another organization for your loan, this is called the delegation of insurance made possible since 2010 by the Lagarde law

 

In the field of loan insurance, Crédit Immobilier Direct is able to support you for the two scenarios above.

You can renegotiate your loan insurance at any time during the first year of your loan thanks to the Hamon law, then on each anniversary date thanks to the Sapin II law.

Applying to Crédit Immobilier Direct to help you in your steps related to your insurance borrower is free.

Indeed, the potential costs are fees that depend on the organization with which you will engage.

To be accompanied, nothing more simple, you just have to fill our form on line, it does not engage you and is 100% confidential.

On our site, 2 forms that adapt to your situation:

  • a form for renegotiation and a form for a first negotiation .

Within 24 hours one of our advisors who will be in charge of helping you will contact you again

He will accompany you in the creation of the file, will carry out research to find the best solution and in case you change your insurance, he will take the steps to terminate the one already in place.

 

Bank boycott program for online professionals

Image result for bank boycott

Online professionals protested against closure of online money transactions online professionals At the same time, the bank’s boycott program has been announced simultaneously after paying extra money in the name of the service charge. The campaign has been running online since last few days.

It has been learned that, in fact, the freelancers have announced the program through a facebook event, due to the absence of proper service including the extra charge of BRAC Bank.

These freelancers associated with outsourcing in various online marketplace have created an event on Facebook by name ‘BRAC Bank Boycott Program’ together with online questions.

 

It has been said in the event, “Online balance will be seen online since the 30th of every month, can not be traded online !!!! Therefore, we will boycott BRAC Bank simultaneously by online professionals and another bank should choose between each so that it can be freely traded with each other. “

Those who organized the program said, “And this can not be done in the bank, because the annual card charge is Rs 690 + service charge 345 taka + Sms charge is 230 taka + hardware 1150 taka + software 172 taka. It is not possible for us to pay so much money to the poor. “

In this regard, they expressed widespread anger when contacted by various customers receiving online services.

Many of them have been talking on phones, Facebook and e-mails, as per the new rules of BRAC Bank, its subscribers will not be able to make transactions online anymore from the date of this month. Apart from this, customers will have to pay an ATM card of Tk 690 per year. Of this, the service charge is 345 taka. It is not the end here, the charge for card PIN number will be Tk 1,150 and the software charges @ 172 will be charged.

Apart from this, customers complain about additional annual charges, not depositing money in the branch under 50 thousand, online transaction limit etc.

BRAC Bank’s boycott of this rule by annoying subscribers by opening the Facebook page on November 8 announced the boycott. From then on Monday morning, 620 people joined the event. On the event page, some people said that the bank is a vampire bank.

On the Facebook page, a person named Rifat Nabi writes,

“BRAC Bank’s Fatarama should have the limit. Token for software tokens?? Do you know what you are going to the bullock! I own two accounts, I will close both. “

An IT entrepreneur said, many branches of Dhaka are not receiving deposits under 50 thousand rupees. Many reasons have lost confidence in this bank for many reasons. They are imposing unreasonable fees in the name of providing services, while cutting off the money without giving any notice. “

Freelancer Rafiqul Islam Sajib said that he has been confessed to working with BRAC for three years. he says,

“A few days ago, a new kind of service charge, called the city charge, was not there when we did the account. If we now send money from one district to another district, then we have to pay extra charges. Now there is a continuation of looting in the name of additional security. “

According to him, the Internet Bank users are informed in one mail – the device will be collected by charging the fixed amount of money. Those who have collected the devices after a certain time will not be able to send money online, as well as to pay for smartphone apps. A long time user commented on this as a blackmail.

On Facebook, a person named Habibur Rahman Firoz said that the customer started the bank SMS service without considering the amount of money, which cost an extra 200 taka a year.

Firoze also said, during accounting 6 years ago, there was no charge for the transfer of money. But now if it is less than a hundred thousand rupees from one district to another district, it is cut to Rs 57, more than 150 rupees cut. It’s just a kind of fraud.

 

Deadline for Sunday took the pawnbroker – THE NEWS

New deadlines are expected to be received by the remaining 20 accused, who are scheduled to apologize today.

Image result for money laundering

A new deadline to apologize was requested and received by the pawnbroker who is involved in the smuggling case. The new appointment with justice was scheduled for Sunday morning. New deadlines are expected to be received by the remaining 20 defendants, scheduled to apologize today.

It should be recalled that accusations against the perpetrators are perpetrated on a case-by-case basis for the crimes of criminal organization, smuggling, money laundering and usury. Also, misdemeanor offenses of violation of the law on drugs, violation of the Weapons Act, acceptance and disposal of crime products and counterfeiting after use.

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Generalitat says that the V Encuentro de las Familias Foundation "should have gone extinct" and rules out taking on more debt

Generalitat says that the V Encuentro de las Familias Foundation “should have gone extinct” and rules out taking on more debt

The opposition demands transparency, political responsibilities and “answers to know exactly what happened”

The regional secretary of the Business Public Sector, Bruno Broseta, said that the V Encuentro de las Familias Foundation -which organized the event in 2006 and in whose patronage are the Archbishopric, Generalitat, City Hall and Provincial Council of Valencia- “should have been extinguished” and, In addition, it has ruled out making “additional contributions” to settle the entity’s debt, given that the regional administration has already paid two million euros in 2010, 25 percent of what was owed, according to its participation in that foundation.

 

In his appearance on this subject in the Committee of Economy, Budgets and Treasury of the Corts, at his own request and accumulated to the appearance of the Minister of Economy requested by Compromís, has urged the Archbishop to convene the Board of the entity to meet “as soon as possible” to “resolve these issues”.

Broseta has stressed that “it is not a public foundation” and that “it is necessary to declare the extinction and proceed to liquidate it, which is when you have to address the outstanding debt”, amounting to 4.1 million euros according to the 2011 accounts, since “since 2007 it has assumed the legal extinction”, as previously indicated by the opposition.

Regarding the total disbursement of the Consell required by the representative of Compromís, Mònica Oltra, has indicated that it consists of 10,000 initial euros and another two million contributed in 2010 to assume its share of the accumulated losses amounting to 7.9 million. “The Generalitat put two million and the rest of employers, we know nothing,” added Broseta, who has argued that “the Generalitat understands that it has already met this requirement” and that “absolutely” contemplates making new contributions “because there are other priorities. “

After these affirmations, Ignacio Blanco (EUPV) has opined that the Generalitat “has done ‘a Betoret and a Campos’, has gone before the others were, and the others a Ricardo Costa,” said the parliamentarian in reference to the different stance adopted by the then accused in the so-called ’cause of the suits’ within the ‘Gürtel case’.

In turn, Oltra has claimed that “political responsibility goes far beyond the percentage” while the representative of PSPV, Jordi Serra, has questioned the “transparency” with which the Consell has acted in all matters relating to V World Meeting of Families and has demanded “answers to know exactly what happened, leaving aside all judicial issues and corrupt plots, which will already say the courts,” he added.

In the reply, Broseta has argued that “the Government does not intend to drain the package or pass the hot potato to anyone,” while saying that he is unaware of whether there are internal problems within this body as “who is owed “That outstanding amount.

“The decisions are made by the Consell”

In another vein, regarding information on Deloitte’s advisory services in the restructuring of the business and founding public sector of the Generalitat requested by EUPV, Broseta has detailed the work of the consultant and insisted that “decisions the Consell takes them “, in a process that” is a political decision of the PP “and that” is not reflected in any consulting document, but in the decree law 7/2012, now law “.

Broseta has refuted opposition criticism for the “errors” detected in the report prepared by Deloitte, corrected by the company and described as “immaterial”, while stressing that this document “does not go to weight” and He commissioned the consultant because it entailed an amount of “impossible to manage” work for the administration.

Of the restructuring, he regretted that it implies “such a high number of dismissals”, he referred to the nullity of the ERE of Vaersa and the Valencian Mobility Agency as “a contrariety” and stressed that “the most relevant are not the Personnel reductions in quantitative terms, there are other items that have dropped much more “, in reference to the fall of 33 percent in operating expenses and 25 percent in personnel from 2011 to 2013.

 

“delay” of the workload distribution plan

On the other hand, the regional secretary of Public Administration, Pedro García Ribot, has previously informed in this commission, at the request of the PSPV, about the Plan of redistribution of workload announced in November for the staff of the Generalitat – except for the health , education, justice and the public business sector- in order to undertake a “more effective, agile and effective” distribution of personnel and generate a “new perception” of these workers as “resolving agents”, fleeing from “model stereotypes” outdated. “

Faced with criticism from the opposition for the delay of this initiative, scheduled for the first quarter, he assured that the document “is drafted and will be passed to unions soon.” “The diagnosis is made, the method also, now we have to start negotiating with the unions and make it final,” said Garcia Ribot, who blamed the “month and a delay” to the intention of the Council to “do it right”, without “precipitation”, to be “a model of success”. “And to be slow, we are the fastest in Spain,” he added.

At the proposal of EUPV, the investigation carried out by the Services Inspection regarding the possible illegal cession of workers to the Consell from public companies or through technical assistance that, according to García Ribot, has resulted in the elaboration of some ” recommendations, in the form of instructions, on good practices for the contracting of services and management commissions in order to avoid incurring in cases of illegal assignment of workers “, which” will be of obligatory compliance and strict observance “.

 

Thirteen sentences for illegal cession of workers

García Ribot has indicated that there are 13 judicial rulings favorable to agrarian technicians, computer operators, psychologists and management and investigation assistants who considered their rights violated and denounced. In addition, he stressed that “everything that is not illegal, is legal and therefore, all contracts that do not incur any illegality, are legal,” point where he has indicated that “nothing has been found that contravenes the legislation , although things are perceptible, as can be found in any area of ​​life “.

In the reply, the opposition groups have criticized that assertion about legality and, in addition, Ignacio Blanco (EUPV) has also reproached him for developing “a manual for the laundering of fraud”, Rafael Rubio (PSPV) who did not act before the report of the general inspector of financial control about these hiring and Mireia Mollà (Compromís) who does not know in how many processes the Generalitat is denounced by this question.

Teddy Riner, the terrible heavyweight puzzle (5/5) | On the carpet!

The eight-time world champion heavyweight (+100 kg) defends its Olympic title, Friday, August 12 in Rio. Facing him, his opponents seem destitute. But what makes them so afraid?

Georgian Adam Okruashvili tackled by <a  href='http://desarrollointeligente.org/7-great-small-company-ideas/'>Teddy Riner</a> in the European chazmpionats final in Budapest in 2013. ATTILA KISBENEDEK / AFP” width=”320″ height=”240″ /></p>
<p>Georgian Adam Okruashvili tackled by Teddy Riner in the European chazmpionats final in Budapest in 2013. ATTILA KISBENEDEK / AFP</p>
<p><em>“It’s a bit like me, I was fighting against Vincent Limare [a French judoka in -60 kg]. I take it, I break it. Well, Teddy with me, it’s the same. “The</em> finding, cruel but lucid, not from a weakling judoka who floats in the limbo of the French 3rd division. No. It is signed Cyril Maret, beautiful baby of a hundred pounds (he holds -100 kg at the Worlds), bronze medalist at the Rio Olympics, Thursday, August 11, and (sparring) favorite training partner of Teddy Riner. <em>“If there was no Teddy, I’d be heavy for a long time. But hey, I have a kid’s dream is to be world champion or Olympic,</em> continues Cyril Maret. <em>And in this category, it’s impossible. I fell in the wrong age bracket. It’s like that. It is impregnable, unbeatable, simply. “</em></p>
<p>That an athlete of the lower category holds this speech, passes again. After all, Cyril Maret (when he made his diet) weighs about 45 kg less than his illustrious friend (who has sometimes exceeded the bar of 150 kg for 2.04 m). The problem is that all the heavies of the Insep confess this same impotence against the undisputed master of heavy, which has lost more fight against a French since 2007. It was during the championships of France by teams to Laval. Saint-Geneviève athlete Jean-Sébastien Bonvoisin (1.72m for 135kg) thwarted Teddy Riner’s o-soto-gari attempt one minute before the end of the fight. This resounding victory of his opponent was nevertheless due to circumstances of combat a little peculiar. Titled for the first time at the world championships in Rio a month earlier, the Parisian had made the effort to shorten his well deserved vacation to defend the colors of his club, Lagardère Paris Racing. And this, without having resumed training.</p>
<p>Teddy Riner, at the Paris Tournament 2011. AFP PHOTO / JACQUES DEMARTHON</p>
<p>When Teddy Riner joined Insep as a cadet at the age of 15, all juniors and seniors in the +100 kg category began to worry when they saw the phenomenon. <em>“The coaches had stuck a red belt to keep me heavy,”</em> says Riner. <em>I had only one desire: to confront them, to get into them. “Today</em> BeIN Sports commentator Frederick Lecanu, France champion 2005, remembers that when he trod every day tatami <em>Insep” When a 16 year old kid rolled guys of 26, he there is enough to ask questions. At that age, Teddy was already a finished product. He had already assimilated things that I had just integrated. <em>“This”</em></em> <em>finding “and</em> <em>his” recurring injuries “convinced</em> Frederick Lecanu <em>to” hang up the kimono. “</em></p>
<p><strong>Read the interview with Teddy Riner (in subscribers) who confided exclusively in Le Monde: “When we get on the carpet, it must be beating. “</strong></p>
<p>Other heavy, they, persevered, like Pierre Robin, who exhausted himself in a sterile confrontation of which he always came out defeated. Excited to have lost his national title in 2008 in Toulon, the judoka of Boulogne was decided to take his revenge, a year later, at the Tournament of Paris. Evil took him. Three minutes were enough for the giant Guadeloupe to sweep in the semifinals.</p>
<p>Matthieu Bataille, he preferred to give up after the first world title won by Riner Rio in 2007. The judoka then had the crazy bet losing 25 kg to go down in the lower category of -100 kg. But his poor results convinced him to return to the top category, where he managed to hang the world bronze in Tokyo in 2010, behind … Teddy Riner. Now untouchable, the eight-time world champion, who is aiming for a second title in Rio, offers some advice to young heavyweight who would like to take his place: <em>“The very young can wait. Otherwise, they can fight in -100 kg or … beat me. “</em></p>
<h4>“I DO NOT WANT MY BIFTECK TO FLY”</h4>
<p>Suffice to say that the room for maneuver is quite small … And how could it be otherwise? Even at the highest international level, nobody has been able to worry Teddy Riner in recent years. In the final of the 2014 world championships in Chelyabinsk (Russia), the Japanese Ryu Shichinohe nearly destabilized him on an o-uchi-gari (rearward motion) at the end of the fight, but he was so dominated at the guard, collecting <a href=three penalties because of his annoying tendency to collapse on the ground at the slightest attempt of the French, a victory would have held a miracle. “Anyway, even if he had scored an advantage, I won the fight. Because I know I would have put the box [an ippon], “ adds Teddy Riner.

Apart from this little alert, nothing on the horizon. Since his last defeat, which dates back to September 2010 in Tokyo, Teddy Riner has sworn that it will “steal [s] steak” . That day, the Frenchman, who had just won his fourth title of world champion the day before, is in the final of all-worlds against a Japanese, Daiki Kamikawa, unknown to the battalion. After a terrible game and very closed, the Nippon is declared winner of the decision (very tight, two flags to one). But what efforts to reach a match with a Riner decreased by his performance the day before! Coming out of the fight, Kamikawa confesses, his arms paralyzed and sore body, that he does not know how he was able to snatch this victory. In rage, in tears, Riner, who feels aggrieved, even goes so far as to declare behind the scenes that he wants to “stop the judo” . But it will be nothing, of course. The Frenchman is too proud to accept defeat so easily. And above all, he finally found an opponent to his size. Not for very long, it must be recognized.

Teddy Riner of France (L) reacts after losing in the men&#39;s open-ended final match against Japan&#39;s Daiki Kamikawa at the 2010 World Judo Championships in Tokyo on September 13, 2010. Japan&#39;s Daiki Kamikawa stopped Teddy Riner&#39;s history-making attempt by beating him to win the men&#39;s open class title at the world judo championships. AFP PHOTO / Kazuhiro NOGI

Teddy Riner comforted by his brother after his loss to Japan’s Daiki Kamikawa in the final of the all-around world championships in Tokyo in September 2010. AFP PHOTO / Kazuhiro NOGI

At the Paris Tournament in February 2011, 6 months after his resounding humiliation in the country of judo, Teddy Riner is waiting for his revenge that arrives on a plateau in his garden of Bercy. In the final of heavy, the two enemies are found. Very quickly, the fight turns to the correction for the Japanese who is thrashed in the hubbub of the public in delirium. After a minute, the French launches a powerful o-soto-gari counted waza-ari and finishes the ground work by immobilizing his victim. To drive the point, Riner even asks photographers to immortalize the scene by posing in front of the scoreboard that indicates a scathing 0 to his opponent. “Now, it will be the same fare for everyone , warns the hero of the day to journalists, a few meters from Daiki Kamikawa who, head down, cash several bullies and baffles from his coach.

During this competition, there is an abyssal difference between the judoka that Teddy Riner was, and the one he has become. Still a little technically and physically just before his final lost at the 2010 Worlds in Tokyo, the French has turned into a real machine. In the space of 6 months, his judo has evolved considerably and his physique has grown. It was, somewhere, the sine qua non for maintaining his leadership on the category and no longer stealing his “steak” .

>> Read the interview with Omar Sy: “At Teddy’s, there is nothing free, nothing wasted”

In fact, on the mutation of Riner, we have not seen anything yet. At the world championships in Paris in 2011, the man who held four world titles then took a fifth gold medal without trembling. Better, he gave the public of Bercy a real demonstration of judo, martyring all his opponents on expeditious and splendid ippons, both on the ground as standing. His performance even inspired this reflection to Fabien Canu, two-time world champion 1987 and 1989, stunned: “The opponents of Teddy were like babies in his arms. “David Douillet, her predecessor twice Olympic champion and quadruple world champion heavyweight, adds:” If we had an example of techniques in judo schools it would broadcast the fights Teddy today. “

At the London Olympics in 2012, Teddy Riner did not need to force his talent, nor to raise his technical level. All his opponents have locked their judo so as not to be humiliated in front of cameras around the world. At the option of everything for the whole, they preferred penalties and eliminations.

Brazilian Rafael Silva, helpless against Teddy Riner in the final of the 2013 World Cup in Rio de Janeiro. AFP PHOTO / VANDERLEI ALMEIDA

In 2013, we reach the height of the European Championships in Budapest. While Riner is suffering from a pubalgie, he still manages to win the title … on one leg. A few months later, at the Rio Worlds in late August, he won his sixth world title after setting speed records. Time to put his hands and go! Fights last on average less than a minute. And what about this final where he leaves the Brazilian Rafael Silva on the ground to immobilize him? Easy, simply. Behind the scenes, incredulous and sulky lip, the loser sighed to his coach: “He is too strong. I can not do anything. “

“If I had an athlete like me in my category, I would have gotten into the fight and I would have given the best of myself to see what I would have been able to do,” Teddy Riner told Le Monde . Easy to say when you are yourself at the top of the bill and unbeaten for 6 years. More difficult when you have everything to prove and face the living legend of his sport. Because beyond the physical and technical superiority of the king of the heavy, there is this mental difficulty to present himself in front of him as explains the head of the French men’s team Stéphane Frémont: “It is not obvious to fight against Teddy because there is a psychological dimension imposed by his track record. You have to be ready to face it. If you’re not ready, you’re dead. His chest, his arms give off such energy! He has a killer side and he can afford to decide what he will put. “At the Olympics in Rio on Friday, it is unclear that could prevent Riner get his second Olympic title. A widely shared thought that takes poetic paces in the mouth of Frédéric Lecanu: None of the heavy can seriously say today:” Teddy, I’m going to make sushi “ .

 

French judo completes Olympics in apotheosis | On the carpet!

With the gold medals won by Emilie Andeol (+78 kg) and Teddy Riner (+100 kg), Friday, August 12, France finished second judo nation, far behind Japan.

Teddy Riner and Emilie Andeol, at the club France, August 12, in Rio. Photo: AFP.

Teddy Riner and Emilie Andeol, at the club France, August 12, in Rio. Photo: AFP.

There are these reversals that bring tears to your eyes. French judo has experienced one, as rarely in its history, at the very end of the Olympic Games in Rio. Wednesday night, after seeing many of its medal potential (Walide Khyar, Loïc Pietri or Gévrise Emane) go to the trap in their first fight, France posted only one medal on the clock. And if it was not the gold promised to Clarisse Agbegnenou, the tricolor staff gladly happy with the money brought by the 2014 world champion -63 kg. “There, we took a cap,” sighed, dubious, Jean-Claude Senaud, the national technical director, anticipating a probable Berezina for these Olympics. Lucidity obliged him to do it. Apart from Teddy Riner, favorite to his own succession in heavy (+100 kg), who would now save the French judo?

The answer was quick to arrive, finally. Thursday, August 11, Audrey Tcheuméo (-78 kg) and Cyrille Maret (-100 kg) debuted in the Arena Carioca 2 with the intention to make a blow. But we could doubt their ability to seek victory, they who, so often, mentally flinched at the big deadlines. In 2015, at the World Championships in Astana, the Burgundian remained on a traumatic defeat while the bronze held out his arms. As for Audrey Tcheuméo, who is still awaiting the best since his world title torn in 2011 in Paris, his mental problems have often been the reason for his motivation.

Cyrille Maret. Photo: AFP

Cyrille Maret. Photo: AFP

And then our two judokas chained the towers. If Tcheuméo managed to reach the final to finally give the title well deserved American Kayla Harisson, more determined to keep his due (she was title holder), the feat of the day was to put in the account of Cyrille Maret. Despite defeating the elegant (and unbeatable) Czech Lukas Krpalek, who was finally going to win the gold medal, the 29-year-old Frenchman pulled himself together to get the bronze to the dismay of his German opponent Karl-Richard Frey . Yet it was the trap battle par excellence for Maret, opposed to this very good technician. Haunted by the fear of failure that he so often experienced at this stage, Teddy Riner’s friend took the fight in hand. And to rule out any possibility of coming home with a chocolate medal, he atomized his opponent on a sumptuous o-soto-gari. A saving movement that made the audience jump, sending its author to seventh heaven. Finally, Cyrille Maret is no longer this “looser magnificent”, this judoka full of talent to promises always aborted, this athlete “aspiring champion” to “palmares virgin” as he kept saying, with lucidity, during interviews.

Emilie Andeol, one day, an exploit

The tri-colored clan was picking up colors. In his purse, a little more money and bronze. With the announced gold Teddy Riner, the Blues save the furniture by finishing third behind Russia, untouchable now with its two gold medals. Yes, but it was forget a little fast Emilie Andeol, the discreet judoka of Champigny. And for good reason, not even her coaches saw her getting invited to the final of the Olympic Games. Authors of two first heavy fights won at penalties, the heavy (+78 kg) seemed in a day without, crying out of his duels hard won.

Emilie Andeol. Photo: AFP

And then, there was this saving break of a few hours when his coach Christophe Massina had to go back to block. In the semifinal, facing the reigning world champion, the Chinese Song Yu, Emilie Andeol had become another person, a warrior. So much so that she stuck on her back with a samurai o-uchi-gari. She, the “heavy” of 98 kg, had rocked a mountain of 130 kg. In the final, it was tighter against Cuban Idalys Ortiz, the reigning Olympic champion. The game was played a lot in the guard and extended to the golden score. Clinging … And exciting, it must be recognized, so much Emilie Andeol put the heart to the book not to let slip this golden opportunity. On a sweep of the Frenchwoman, the Cuban flanked. And if there was no mark on the board, the Campinoise seized the opportunity to immobilize her opponent. Twenty seconds later, the native of Bordeaux became the sixth Olympic champion in French judo, the first in this category.

“My career is atypical, we will not lie to each other. I demonstrated to everyone, and to me first, what I was able to do, “ reacted Andeol who managed at the same time another feat: stealing the show from Teddy Riner. A good foothold for this under-meditated judoka, accustomed more than others to evolve in the shadow of the heavy king in that she always used to fight the same day as him. Now, she has another point in common with the world judo star and can boast of an Olympic title, like him. Better, she showed him the way.

Teddy Riner. Photo: AFP

Teddy Riner. Photo: AFP

Riner does not need to be given direction. The road to victory, he knows it by heart, accustomed to gold medals for nine years now. After 127 fights without the slightest defeat, six years of unbeaten, the eight-time heavyweight world champion was not going to stumble in this way. Especially not against the Japanese Harasawa who had sworn to have his skin. At first, the French put an infernal pressure on the Nippon who bowed to the ground as soon as the unstoppable guard Riner was installed. A penalty fell for his opponent, then a second. Rather than attempting the devil trying to place a pawn, the heavy king quietly assured his title. In this business, he was well helped by his competitor who did not try anything.

On the second step of the podium, the one who had introduced himself that the only man able to “dethrone Riner” lowered his head. Like all the Japanese before him – except for Daiki Kamikawa, the last to beat him in 2010 – Harasawa swallowed his defeat that remained across his throat. Teddy Riner is indeed this exceptional champion who, at 27, is still called to reign for years on the category queen. Until Tokyo Olympics, in 2020, at least. In the Land of Judo, the French will try to match the record of three titles held by the Japanese Nomura. And finally, he will be able to say that “he who exceeds him is not yet born” .

With five medals (2 in gold, 2 in silver and one in bronze), France gets away with a positive balance of these Olympics. Japan, untouchable first nation with twelve medals, including three gold, erases the failure of London where he had won only one title. His dominion is embodied in a young athlete from Tenri who splashed his talent on the judo planet. At the age of 24, Shohei Ono flew over the category of -73 kg by raising the discipline to the rank of art. His sumptuous techniques and his judo champagne decided cruelly with the fights, too numerous during these Olympics, which ended on penalties or the golden score.

Audrey Tcheuméo, the French judo tank | On the carpet!

True force of nature, the 2011 world champion dreams of the Olympic title in -78 kg. A goal at your fingertips for this extraordinary athlete stuffed with talent.

Audrey Tcheumeo, European champion in 2014 in Montpellier. PASCAL GUYOT / PHOTO AFP / PASCAL GUYOT

Audrey Tcheumeo, European champion in 2014 in Montpellier. PASCAL GUYOT / PHOTO AFP / PASCAL GUYOT

Audrey Tcheuméo does not like that. Keep telling her that she is a judo monster; that with its potential, it should already be loaded with several world titles; that with its strength, it should put into orbit any competitor that presents itself in its path, etc. She has had too much of it, of those laurels thrown before she even fights, and which almost never land on her head. So for the Rio Olympics, where she will defend her chances Thursday, August 11, she prefers to be cautious: “You know, it’s so random. The Olympics, it’s irrational, we can not explain what’s going on. “

She’s like that, Audrey Tcheuméo. Never very talkative, she speaks with her feelings, a spontaneity of her own. Because it “does not calculate” . She says the Olympics are a hell of a lot and she knows what she’s talking about. When she appeared in London in 2012, for the first time, she was the reigning world champion. Everything was going well until, in the semifinal, a famous British stranger named Emma Gibbons pushed her to the Golden Score to finally win. If she managed to hold on to the third step of the podium, she keeps a bitter memory of this traumatic experience. Sickening.

” I do not know what happened. At one point, it becomes the black hole in your head. You doubt. The pressure, all that, it gets too hard, “ she describes. The seconds become minutes and the fight escapes you, inexorably. That’s what happened to her on this day of August 2012. Because she thought she was too big. Because we saw her too big. And that a masterful stroke of life, a year ago, had made her glimpse too many (false) promises when she was not expecting it.

Explosive Cocktail

Yet, some clues were on the way. In December 2010, she started the season winning the prestigious Tokyo Grand Slam, in 2011 she won the no less prestigious Paris Tournament and in April she became European Champion in Istanbul. So frankly, to become world champion at age 21, in front of her audience in Bercy, was it so unpredictable? Yes, anyway, yes …

Audrey Tcheuméo did not start judo until she was 15 years old. For a long time she hesitated between boxing, tennis and football before pushing the door of a dojo. By his own admission, this tactile sport where fighters fight in pajamas did not really pack him. It was afterwards, pushed by her constant coach Omar Gherram, in Villemomble, that she became bitten. That she found her way to become a champion as required by her filiation. Audrey Tcheuméo is the worthy offspring of a former Cameroonian handball international and a father who officiated at the Indomitable Lions in 1980. Could not be born of this combination of unstable elements that explosive cocktail: “Chumi”.

Chumi is his nickname. It is called “Chum” too, in France team. More gracious than “Le Boeuf”, sobriquet by which she had baptized herself in her junior years, which at least had the merit of being explicit. Because it is true, still (especially) today, Tcheuméo is a sacred ox. All you have to do is see your right hand stick to your opponent’s neck, bend the madwoman who ventures to stand up to her, to see the thing.

Audrey Tcheuméo, at the London Olympics in 2012. FRANCK FIFE / AFP

Audrey Tcheuméo, at the London Olympics in 2012. FRANCK FIFE / AFP

This physical judo, instinctive one could say, she imposed it very quickly on the junior circuit where she won a silver medal at the World Championships in Bangkok (Thailand), in 2008. From then on, the coaches saw in her a big future. At that time, after only four years of judo in the legs, she is matched with the tenors of her generation: the American Kayla Harisson and the Brazilian Mayra Aguiar. These three girls, talented, will no longer cease to truster the world podiums among seniors. Between them, it’s a little “yours, to me”, as evidenced by the ranking of the last world championships. In 2010, Kayla wins in Tokyo, in 2011, it is Audrey who wins the title in Paris, and in 2014, it is Mayra who takes the crown in Chelyabinsk in Russia.

2011 and the title of Audrey, let’s go right back. If world gold could be considered, considering his performance this season, few would have bet on such a brilliant victory. Firstly because the judoka, so soon after starting judo, was a bit technically limited. And nobody, but then nobody (not even her), would have thought that it would atomize the Japanese No. 1 Akari Ogata on a “broom” (the name she gave to her de-ashi-barai). For the simple reason that two weeks before the deadline, she had never worked. For the record, it was Cathy Fleury, Olympic champion in 1992, who whispered the idea of ​​this movement that was going to wreak havoc.

Audrey Tcheumeo takes Alena Kachorovskaya to the European Championships in Montpellier in 2014. AFP PHOTO / PASCAL GUYOT / AFP PHOTO / PASCAL GUYOT

Audrey Tcheumeo takes Alena Kachorovskaya to the European Championships in Montpellier in 2014. AFP PHOTO / PASCAL GUYOT / AFP PHOTO / PASCAL GUYOT

Just haloed, in a moment of euphoria that had seen her friends Gévrise Emane (-63 kg) and Lucie Décosse (-70 kg) shine, the new champion of -78 kg had at the same time the red bib reserved for supporters of the world title an indestructible judoka label she had trouble assuming. For glory carries its share of magical as well as painful moments. “In 2011, I suddenly had a lot of friends. They were much less numerous when things did not turn round . Victory has a thousand fathers, the defeat is orphan. From now on, I’m only going to live for myself, “she told L’Equipe , even admitting that for a while she had planned to hang up the kimono.

Counter-performances, sawtooth results alternated with happier moments. Able to lose against a ghost in the first round of the tournament in Paris, she could also, when she decided, win hands down the championships of Europe. What she did four times in her career. There is sometimes something frustrating to see Audrey Tcheuméo evolve on the tatami. Largely above her opponents physically, she can cross black holes in a fight. This is where the statement stands out: the mind, which was once its strength, sometimes experiences some turbulence. Like this fight for the world bronze medal lost in 2015 against the German Malzahn she had beaten many times.

Paradoxically, it is in technology that it has progressed the most. At 26, the French has a very rich judo made of great attacks of legs, tai-otoshi and harai-goshi overpowered. If the mind and the technique finally manage to agree to Rio, we can affirm already that it will manage to make everyone agree. Because she is the real boss of the category. But do not say it too hard: she does not like it.

Gévrise Emane, the researcher of judo | On the carpet!

Four years after her bronze medal in the -63kg in London, the reigning world champion -70 kg, 34, is in contention to win the Olympic title in Rio.

Gevrise Emane, European Champion in Kazan (Russia) in April. Photo: Vasily Maximov

Gevrise Emane, European Champion in Kazan (Russia) in April. Photo: Vasily Maximov

You must never bury a lioness before her last breath. Because even wounded, the animal claws always. This is, in essence, the great lesson that emerges from the career of Gévrise Emane. At 34, the oldest member of the French women’s judo team has the sharp fangs to get the Olympic title on Wednesday, August 10, in the -70 kg category. And all hopes seem allowed for the native of Yaoundé (Cameroon) since she took the reins of the category by winning the world gold in August 2015 in Astana (Kazakhstan).

Before stealing his third world title in the Kazakh capital, few would have bet on such a flashback. Unselected for the Chelyabinsk Worlds a year ago – she had preferred to devote herself to her sport teaching after obtaining a Master in Public Management -, eliminated in the first round at the European Championships in Baku (Azerbaijan), the judoka seemed late, unable to snag a new major title to his record. And then, once is not customary, the great lady of French judo has again silenced the bad language.

During this day managed by master, she had first hand on the Dutchman Van Djike and the Canadian Renaud-Roy. Sure of her kumikata (taking guard), she had then left the double world champion (2009-2014) Colombian Yuri Alvear before offering the scalp of the Japanese Arai. But it was in the final that she made a splash. In 14 short seconds, “Gé” scotched the Spanish Maria Bernabeu on a sumptuous sode-tsuri-komi-goshi (shoulder movement), her favorite technique. “When I decided to go back to judo, to get back to it seriously, in September 2014, it was obviously with the objective of the Olympics in 2016, but I knew that it was going through a performance in Astana,” he said . she, a few days later, to the bi-monthly L’Esprit du judo .

Gévrise Emane won his fifth European title on 22 April in Kazan. JACQUES DEMARTHON / AFP

vrise Emane won his fifth European title on 22 April in Kazan. JACQUES DEMARTHON / AFP

By winning this third world crown, Gévrise Emane had managed to make a double blow: to win his ticket for the Olympic Games and to equal the number of world titles held by Lucie Décosse, who currently has the best track record of French women’s judo.

But maybe more for a very long time … Because if Gévrise Emane wins the long-awaited Grail, after two unsuccessful attempts in 2008 and 2012, the Levalloisienne will offer the record of her compatriot who has a title of European champion less than her youngest daughter (she is one year apart). A masterful finish that sounds like a snub to the story, the two athletes having crossed their destiny.

Applied Strategist

In 2007, everything seems to smile to Gévrise Emane. Vice-champion of the world in 2005, double champion of Europe (2006, 2007), the judoka is well party to reign for years on the category of -70 kg. Especially since that year, at 25, she won her first world title in Rio. But two events will upset his plans. His defeat in the first round of the Olympic Games in Beijing sounds the death knell of his invincibility and sows doubt in the spirit of the champion. A doubt accentuated by the rocket Lucie Décosse, Olympic vice-champion in 2008 who, tired of diets, decides to delight the national leadership of -70 kg. The rocket Guyanese does not have to force too much his talent to steal the first place. And rather than exhausting himself in a sterile battle against his compatriot, true genius of the world judo, Gévrise Emane decides to try his luck in the lower category of -63 kg. “When I came down in -63 kg, frankly, it had nothing to do with Lucie. The failure in Beijing had hurt me so much I weigh my words … I was in conflict with myself until I had a rejection, a disgust of the category of -70 kg, “she debriefs at L ‘Spirit of judo .

The bet is daring. While many champions, like Lucie Décosse, have managed to shine in two different categories, few of them managed however to shine down the category. The torment of the regimes and the different mobility of the adversaries is often right of the greatest motivations. But not for Gévrise Emane, the applied strategist who imposes a drastic lifestyle to meet his challenge, helped by his coach Levallois Christian Chaumont. In 2010, she won the prestigious Tournoi de Paris, an event she won again the following year before taking a second continental title in April 2011.

Gévrise Emane. Photo: Florent Bouteiller

Gévrise Emane. Photo: Florent Bouteiller

Improbable still months ago, the crossover between Gévrise Emane and Lucie Décosse proves to be most judicious for the team of France. At the world championships in Paris, the two athletes took gold in their respective categories, soon imitated by Audrey Tcheuméo who won the title in -78 kg. The “lioness” has been successful and one of the favorites at the London Olympics a year later.

It was without counting the stress that makes him lose all his means. The London Olympics have been the worst competition of my life. I was in a second state, in tears, I even said that I did not want to compete, I was really in distress … In fact, it’s the ghost of the Beijing Olympics, which I thought was evacuated after to have worked a lot mentally, which returned to me in the face a few hours to get on the tatami, “she says. In the end, she will manage to seize “the mental” Olympic bronze.

2013 is a year without. If Gévrise Emane must recover from his second disillusionment to the Games (to relativize all the same, the judoka having collected a medal), it must also deal with the newcomer Clarisse Agbegnenou, who arrives as a roller-compressor in -63 kg . At the Rio World Cup in 2013, the verdict falls. If Gévrise Emane manages to hang the bronze, it is the judoka of Argenteuil who imposes itself as the new leader by taking the money. Once again, the lucidity of “Gé” forces it to a crossover that makes it return to its original category.

It will take him some time before he regains his bearings. But in December 2014, the machine is launched. Gévrise Emane signs his big comeback by winning the prestigious Grand Slam of Tokyo. If she misses her European championships in the wake, her tactical judo is in place as she will prove in Astana by tripling the bet at the Worlds. Since then, nothing seems to be able to stop his ultimate challenge. With this in mind, the European Championships at the end of April in Kazan (Russia) were a good test. She won them handsomely by dominating the world No. 1 Dutch Kim Polling, neutralized by the unstoppable guard of the French and projected on a ura-swimming (cons) formidable. Let it be said: the lioness is not dead. She claws, as ever.